Insurance is very important in our life . We need insurance to protect our life , our family , our house , and many more valueable things . What is insurance actually ? Insurance is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium. Insurer, in economics, is the company that sells the insurance. Insurance rate is a factor used to determine the amount, called the premium, to be charged for a certain amount of insurance coverage. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
For me I also have a few insurance to protect myself from unwanted scenario . O have life insurance and also investment link insurance . Other than that , I have car insurance , house insurance , and I'm planning to get my kid's life insurance . We do not know what may happen in the future so I think getting insurance is the best way to protect ourselves from financial burden when something bad happen to us .
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